Access Visa® |
Are you discouraged by a poor credit history? Access Visa® offers a credit card for people with “less than perfect” credit. Apply today and with our instant online decision, you may be approved in minutes.
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- Free 24-hour Online Account Access
- Monthly Reporting to all Major Credit Bureaus
- Fraud Protection
- Outstanding Customer Service
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| Intro Rate |
Intro Rate Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| 0.00% |
N/A** |
19.92 %* |
Yes* |
None* |
Needs Improvement |
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Access Visa® - Access All AreasThe Access Visa® card is for those potential cardholders who have had troubling getting a secured credit card otherwise. The Access Visa® shows that virtually anyone can get a credit card, even those with a problematic banking or credit history. The Access Visa® is a prepaid debit/credit card in which you make payments in advance on the card and then borrow money off your initial deposit. It's like a wandering bank account with the added capability of being able to improve your credit history through responsible payments. Access Visa® - FeesThere are a few fees associated with this card. For the pay per transaction program, cardholders will have to pay a fee per transaction. For the FeeAdvantage™ plan, cardholders pay a monthly fee and entitled to make unlimited purchases and ATM withdrawals witht the card. By far, this is the most popular program with the card, and a fee system like this is not uncommon for prepaid debit cards. |
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