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Chase Freedom Credit Card
  • Earn 1 point for every dollar in purchases* 1,000 Bonus Points with your first purchase*
Home > Credit Card Ratings

Credit Card Ratings

Welcome to credit card ratings -- a platform for comparing and sharing opinions and advice on different credit cards. Check out our top five and choose from the best credit card offerings. Looking for something more specific? Try the credit card awards section. Choose top rated cards according to category, such as most popular, editorial pick, best student credit card and most rewards. Read reviews written by credit experts and every day consumers. Or, post your own, selecting the card you wish to review by issuing bank or type of credit card. Don't forget to read up on our most recent credit card reviews. We have a top five that updates daily, so be sure and check back often.
Top 5 Rated Credit Cards
NO. 1 Chase FreedomSM Credit Card

  • Earn 1 point for every dollar in purchases*
  • 1,000 Bonus Points with your first purchase*
  • Intro 0% Fixed APR for up to 6 months on all purchases and balance transfers*
  • Get your rewards with as few as 2,500 points
NO. 2 Capital One® Platinum for Students

  • 0% APR on purchases until December 2008. After that, variable APR, currently 19.8%
  • No annual fee or balance transfer fees
  • A manageable credit line to help control your finances
  • $0 fraud liability if your card gets lost or stolen
  • Online account services
NO. 3 Orchard Bank Premium Low Interest MasterCard

  • 8.9% variable purchase APR on all cards
  • 0% Introductory APR on card purchases and balance transfers for six months, for qualifying applicants.*
  • MasterCard's Platinum Benefits package to extend warranties on purchases you make with your card.
NO. 4 Blue From American Express

  • Fee-Free Rewards Program
  • 0% APR for up to 15 months
  • No Annual Fee
  • Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
  • Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
NO. 5 American Express Simply Cash Business Card

  • Earn 5% cash back on gas, office supplies, and wireless services
  • Earn 1% cash back on virtually all other purchases
  • No limits to the cash back you can earn
  • Cash back is automatically credited to the statement each month
  • 0% introductory APR for the first 12 months
Credit Card Awards
American Express Simply Cash Business Card
  • Earn 5% cash back on gas, office supplies, and wireless services
  • Earn 1% cash back on virtually all other purchases
  • No limits to the cash back you can earn
  • Cash back is automatically credited to the statement each month
  • 0% introductory APR for the first 12 months
more info
Intro Rate Intro Rate Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 8.25%* None* Yes* Good Credit
   

more info
Intro Rate Intro Rate Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Months* 0%* None* None*
   
Capital One® Platinum for Students
  • 0% APR on purchases until December 2008. After that, variable APR, currently 19.8%
  • No annual fee or balance transfer fees
  • A manageable credit line to help control your finances
  • $0 fraud liability if your card gets lost or stolen
  • Online account services
more info
Intro Rate Intro Rate Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* 19.8%* None* Yes* Limited OK
   
Chase FreedomSM Credit Card
  • Earn 1 point for every dollar in purchases*
  • 1,000 Bonus Points with your first purchase*
  • Intro 0% Fixed APR for up to 6 months on all purchases and balance transfers*
  • Get your rewards with as few as 2,500 points
more info
Intro Rate Intro Rate Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 0 Months* 17.24%* None* Yes* Good Credit
   
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Most Recent Credit Card Reviews

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Student Credit Cards

Pros (35 reviews)
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The 5 Most Recent Credit Card Reviews

Centennial Gold MasterCard

The best thing about the Centennial Gold MasterCard was getting approved in just seconds after applying online. The card has a low APR for purchases and reports regularly to the credit bureaus. We love our Centennial Gold MasterCard and use it all the time!

Capital One® No Hassle CashSM Rewards

We get a 25% bonus on cash earned with the Capital One No Hassle Cash Rewards card. It truly is a “no hassle” card, with no caps on rewards you earn and no expiration date on cash earned, either. Also, we loved the low introductory APR!

First Premier Bank Gold MasterCard®

The First Premier Bank MasterCard approved us for a card in just a minute or two. It helped us improve our credit history by reporting our payment information to the credit bureaus. We love using this card for travel and for dining out- the low APR is great!

Capital One® Standard Platinum

There’s an excellent zero percent interest rate on new purchases with the Capital One Standard Platinum card. This card also has no annual fee. Best of all, the Capital One Standard Platinum card offers special sales and discounts that we can use online.

HSBC Platinum MasterCard® With Cash Back Rewards

The HSBC Platinum MasterCard with rewards gives us cash back every time we use the card to go shopping. There are no limits to what you can earn with this card. In addition, we received a special discount just for using our HSBC Platinum MasterCard at our favorite store!
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