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Chase Freedom Credit Card

Earn 1 point for every dollar in purchases* 1,000 Bonus Points with your first purchase*

Home > Credit Card Directory > Chase > Chase Platinum MasterCard®

Chase Platinum MasterCard®

Flexibility. Convenience. Great rates. Choose all the privileges of the Chase Platinum MasterCard. And earn travel with as little as 25,000 points. There's no quicker way to earn your next vacation. YOUR CHOICE. YOUR CHASE. 0% Intro APR with NO interest for up to 12 months.*

(5 votes)

0% Intro APR*
The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history*
No Annual Fee
Flexible Rewards Program: Earn one point per eligible dollar spent. Redeem for your choice of Cash Back, Merchandise, Travel or Gift Cards.*

Intro Rate	Intro Rate Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0.00%	12 Months*	13.74 %*	None*	Yes*	Excellent Credit

Chase Platinum MasterCard -- Interest Rates

The Chase Platinum MasterCard has several interest rates that you need to be aware of before applying. The first is the zero percent introductory APR. This APR is applicable to both regular purchases and balance transfers, and is good for up to 12 months. After the introductory period, your interest rates for regular purchases and balances will increase to a rate that is between 13.74 percent and 22.74 percent. Your cash advance interest rate will be slightly higher at 27.74 percent. If you default on your account, then your APR will increase again, but this time it will increase to 31.74 percent. If you want to use this card for overdraft protection, then you will be charged an APR 13.99 percent on all cash advances taken to cover your overdrafts.

Chase Platinum MasterCard -- Fees

The only fee that you don’t have to pay with this card is an annual fee. If you plan to make a balance transfer, if you plan to make a cash advance or if you plan to shop abroad, then expect a three percent transaction fee to be assessed on each of these transactions. Other fees that you will be assessed include late fees between $15 and $39 and an over the limit fee of $39.